finkit

FIRE Planner

Find your FI number and estimated FI age.

ⓘ How this works

FIRE stands for "Financial Independence, Retire Early" — the idea of saving and investing enough that your investments can cover your living expenses without needing a job. This calculator estimates your "FI number" (the total savings you need) and roughly how many years it will take you to reach it, based on your current savings, how much you invest monthly, and your expected returns.

Your inputs

Monthly expenses
Current wealth
Monthly investment
Annual increase
%
Expected return
%
Withdrawal rate
%

🔥 Financial independence

Your FI number
₹1.5 Cr

This is the total savings you'd need so your investments alone can cover your monthly expenses forever, without ever running out.

Still need to save₹1 Cr
Estimated years to FI4.6
Investing ₹3,800 more/month could get you there 1 month sooner.