SIP Calculator
Calculate how a monthly investment could grow over time.
A SIP (Systematic Investment Plan) is a way of investing a fixed amount into a mutual fund automatically every month, instead of investing a lump sum all at once. This calculator estimates how big your investment could grow after several years, assuming your money earns a certain rate of return each year. It helps you see the power of investing regularly and letting your money compound over time.
Your inputs
Your result
Risk note · Market-linked investments (mutual funds, stocks, SIPs) carry risk. The return you enter is an assumption — actual returns vary year to year, can be negative, and past performance does not predict future results. A smooth projected curve never happens in real markets; the final figure can land well above or below it.
Disclaimer · finkit is an educational tool, not financial, tax or legal advice. Every result is a projection from the numbers you entered and the assumptions stated on the page — it is not a forecast, a quote, or an offer. Check decisions with a SEBI-registered adviser, your lender, or a tax professional.
| 4% expected return | ₹1.22 Cr |
| 9.33% expected return | ₹1.75 Cr |
| 12% expected return (current) | ₹2.15 Cr |
| 14.67% expected return | ₹2.67 Cr |
| 20% expected return | ₹4.25 Cr |
Lumpsum Calculator
Calculate how a one-time investment could grow over time.
Goal Planner
Plan monthly investments to hit any savings goal — a house down payment, education fund, wedding, or car — by your target date.
Multi-Goal Planner
Fund several savings goals — like a house, wedding, and car — from one shared monthly budget.
SWP Calculator
See how long your savings last if you withdraw a fixed amount every month.
RD vs SIP
Compare a recurring deposit against a SIP for the same monthly amount.