Lumpsum Calculator
Calculate how a one-time investment could grow over time.
A "lumpsum" investment means putting in a single, one-time amount all at once (as opposed to a SIP, where you invest smaller amounts regularly). This calculator shows how that one-time investment could grow over the years thanks to compounding — earning returns not just on your original amount but on the returns it has already generated.
Your inputs
Your result
Risk note · Market-linked investments (mutual funds, stocks, SIPs) carry risk. The return you enter is an assumption — actual returns vary year to year, can be negative, and past performance does not predict future results. A smooth projected curve never happens in real markets; the final figure can land well above or below it.
Disclaimer · finkit is an educational tool, not financial, tax or legal advice. Every result is a projection from the numbers you entered and the assumptions stated on the page — it is not a forecast, a quote, or an offer. Check decisions with a SEBI-registered adviser, your lender, or a tax professional.
| 4% expected return | ₹7.4L |
| 9.33% expected return | ₹12.2L |
| 12% expected return (current) | ₹15.5L |
| 14.67% expected return | ₹19.7L |
| 20% expected return | ₹31L |
SIP Calculator
Calculate how a monthly investment could grow over time.
Goal Planner
Plan monthly investments to hit any savings goal — a house down payment, education fund, wedding, or car — by your target date.
Multi-Goal Planner
Fund several savings goals — like a house, wedding, and car — from one shared monthly budget.
SWP Calculator
See how long your savings last if you withdraw a fixed amount every month.
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Compare a recurring deposit against a SIP for the same monthly amount.