Step-Up SIP
See how increasing your SIP every year changes your corpus.
ⓘ How this works
A SIP (Systematic Investment Plan) is a fixed monthly investment into a mutual fund. A "step-up" SIP means you increase that monthly amount every year — for example, in line with salary raises — instead of investing the same fixed amount forever. This calculator shows how much bigger your final corpus (total savings) can get simply by increasing your contribution a little each year.
Your inputs
Starting monthly SIP
₹
Expected return
%
Duration
yrs
Annual step-up
%
Your result
Projected corpus
₹1.76 Cr
Invested₹85.6L
Returns₹90.1L
Roughly 51% of your final corpus comes from growth, not contributions.
Explore scenarios
| 4% expected return | ₹1.06 Cr |
| 9.33% expected return | ₹1.47 Cr |
| 14.67% expected return | ₹2.13 Cr |
| 20% expected return | ₹3.26 Cr |
More Invest tools