RD Calculator
Calculate recurring deposit maturity value.
An RD (Recurring Deposit) is a bank product where, instead of depositing a lump sum like an FD, you deposit a fixed amount every month for a set period, and the bank pays you a guaranteed interest rate. It's a disciplined way to save small amounts regularly. This calculator shows how much your RD will be worth when it matures.
Your inputs
Your result
Risk note · Bank and small-savings rates change: FD/RD rates differ by bank and tenure, and the PPF rate is revised by the government every quarter. Projections hold today's rate constant. FD and RD interest is taxable at your slab (TDS may apply) — those figures are pre-tax; PPF interest is tax-exempt. Early withdrawal from an FD/RD usually carries a penalty; PPF is locked in for 15 years.
Disclaimer · finkit is an educational tool, not financial, tax or legal advice. Every result is a projection from the numbers you entered and the assumptions stated on the page — it is not a forecast, a quote, or an offer. Check decisions with a SEBI-registered adviser, your lender, or a tax professional.
| 3% interest rate | ₹1.9L |
| 5.33% interest rate | ₹2L |
| 6.5% interest rate (current) | ₹2L |
| 7.67% interest rate | ₹2L |
| 10% interest rate | ₹2.1L |