PPF Calculator
Calculate PPF maturity value with annual compounding.
PPF (Public Provident Fund) is a long-term, government-backed savings scheme in India with a minimum lock-in of 15 years, popular because it's tax-free and the government sets a guaranteed interest rate each quarter. This calculator estimates how much your PPF account will be worth at maturity based on how much you contribute each year, with interest compounding annually. Projections hold today's rate constant for the whole term; the actual rate is revised every quarter, so treat long horizons as estimates.
Your inputs
Your result
Risk note · Bank and small-savings rates change: FD/RD rates differ by bank and tenure, and the PPF rate is revised by the government every quarter. Projections hold today's rate constant. FD and RD interest is taxable at your slab (TDS may apply) — those figures are pre-tax; PPF interest is tax-exempt. Early withdrawal from an FD/RD usually carries a penalty; PPF is locked in for 15 years.
Disclaimer · finkit is an educational tool, not financial, tax or legal advice. Every result is a projection from the numbers you entered and the assumptions stated on the page — it is not a forecast, a quote, or an offer. Check decisions with a SEBI-registered adviser, your lender, or a tax professional.
| 5% interest rate | ₹34L |
| 6.67% interest rate | ₹39.2L |
| 7.1% interest rate (current) | ₹40.7L |
| 8.33% interest rate | ₹45.3L |
| 10% interest rate | ₹52.4L |