Home Loan
Calculate EMI and total cost for a home loan.
ⓘ How this works
When you buy a home, you typically pay a portion upfront (the down payment) and borrow the rest from a bank as a home loan, which you repay through an EMI (Equated Monthly Installment) — a fixed monthly payment covering both principal and interest. This calculator shows your monthly EMI and the total amount you'll pay over the life of the loan.
Your inputs
Home price
₹
Down payment
%
Interest rate
%
Tenure
yrs
Your result
Total amount paid
₹1.33 Cr
Principal₹64L
Interest paid₹69.3L
Interest makes up roughly 52% of your total repayment cost.
Explore scenarios
| 4% interest rate | ₹93.1L |
| 7.67% interest rate | ₹1.25 Cr |
| 11.33% interest rate | ₹1.62 Cr |
| 15% interest rate | ₹2.02 Cr |
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